Once you’ve done some calculations, it’s time to find a safe place for your monthly savings. This is a great exercise to do before the new year as it means you’ll start 2024 with a strong budget and fresh outlook on your finances. Plus, if you can find any miscellaneous direct debits that you don’t need anymore and can delete - bonus points! Review your bank statements and assess where your money is spent. The best way to start saving for Christmas next year is to look at your finances and track how much you can realistically save each month. So, grab a mince pie and let’s explore some saving tips that might help throughout the next 12 months. This realisation is important as then you can appropriately plan for how much money you’ll need come Christmas 2024. As much as we can try and reduce festive spending, it’s inevitable we’ll spend more in December than any other month in the year. Now, it might sound strange to plan for an event that's more than 365 days away… But you’ll thank us next year.Ĭhristmas should always be treated as a long-term savings goal, as it will take a big chunk out of your budget. One point that might be worth considering is finding a way to alleviate the pressure of festive spending next Christmas. The festive season is in full swing - with office parties, late night shopping and evenings spent browsing Christmas markets in winter wonderlands.Īnd, as we countdown to the big day, it’s natural to reflect and assess what we could do differently next year.
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